For two reasons:
1) Apparently, because I have a stupid auto-immune disorder, I don't qualify for life insurance. Hub called the insurance guy and *politely* asked him to try again. It's not like I'm on my death bed! Ulcerative Colitis does not make me a huge risk. At least, *I* don't think so. They're looking into it again.
2) I was kind enough to let a girl in physics class borrow my notes last week. She has a habit of either skipping, or leaving early, so I lend her my notes. She was supposed to give them to me on Thursday, but wasn't done with them yet, so I told her to keep them until Monday (yesterday). Guess what? The irresponsible little punk skipped both of our classes to go to a Red Sox game! This means that I have a Physics exam on Wednesday and no notes. I have my crappy notes that I take in class, but she has my really pretty, recopied and organized notes and dammit, I want to study from those!
Grumpy because it's early,